Connecticut workers who are injured on the job may have a lot to worry about. They might lose out on much needed wages, which can take a toll on their families' financial well-being. This financial instability can be exacerbated when medical expenses are fully realized. Fortunately, workers' compensation benefits may provide relief. Yet, even an initial award of workers' compensation doesn't mean that an injured worker is set.
Every day, thousands of Connecticut residents go to work and put their well-being and their very lives on the line, whether they know it or not. Workplace accidents can strike at any time, and they can leave individuals with serious injuries that take time, money and pain to recover from. In other instances, like the one discussed last week, injuries suffered on the job can be fatal. In these instances, surviving family members can be left with unimaginable emotional loss and financial devastation.
For many Connecticut residents, a seemingly normal day at work can turn injurious or even deadly in a matter of moments. Workplace accidents are extremely common, and, depending on the severity, an on-the-job injury can leave a victim with significant damages. These losses can include rehabilitation and medical expenses, as well as lost wages. Fortunately, the workers' compensation may provide relief to these individuals and their families, even when the workplace accident results in death.
When successfully sought out, workers' compensation can provide a significant amount of financial relief to injured Connecticut workers. But the process of seeking out these benefits isn't always easy, and oftentimes employers, insurance companies and the state try to find ways to deny claims. With this in mind, injured workers should inform themselves about the workers' compensation system and how they can utilize it to their advantage.
For workplace accident victims in Connecticut and other states, workers' compensation is essential to their financial and medical security. The Workers Compensation Research Institute, a non-profit and independent research organization, issued a study comparing Connecticut's compensation system with 14 other states.
Connecticut workers' compensation may not always extend to an occupational disease or workplace accident. Connecticut legislators addressed one gap in coverage when they recently approved legislation extending workers' compensation benefits to firefighters who were diagnosed with certain forms of cancer.
Connecticut's workers' compensation laws grant medical expenses and lost wages where the workplace is a proven and substantial factor cause of an injury even if a worker had a pre-existing condition before an accident. Benefits are not based solely on physical injuries.
Exposure to many workplace atmospheric hazards can lead to a serious occupational disease requiring workers' compensation in Connecticut. The Occupational Safety and Health Administration issued final rule making to improve protections against one of these hazards, respirable silica dust.
Traumatic workplace injuries can lead to mental problems. This may be especially true for first responders in Connecticut, who can suffer from post-traumatic stress disorder after their involvement in gruesome events, such as a mass shooting or a fatal accident.
Connecticut's workers' compensation system provides financial and medical assistance to workers who suffer a work-related injury or illness. Families of a worker who died from a work injury or illness are also entitled to survivor benefits. However, these rights are not automatic because time restrictions govern these laws and recipients have to act promptly.